Property owners’ insurance is a policy that protects homeowners financially in the event your property is damaged in a covered peril.

For homeowners and tenants both the house and personal property is covered against loss or damage by providing financial support. Employees that sustain bodily injuries are also protected under this policy

Its main benefits include:

1. legal liability under common law for damages and claimants’ costs related to bodily injury by accident or disease and directly related to negligence or breach of common law
2. Third party liabilities incurred

Covers buildings against loss or damage