A penny saved is a penny earned that together with a tax free policy will ensure that you have money secured for future use. Individuals get to save over a selected period of time to meet any financial needs such as getting a home, going for a holiday or even buying a car.
We help you find the right balance of lifestyle now, and a financial security later.
- A non-taxable free investment
- Constant premiums throughout the term allowing you to budget better
- Money is saved for purpose intended.
- It ensures that the benefits are guaranteed from the outset (The benefits are payable at the end of the policy term the policy)
- A final lump sum at end of the term: 100% of sum assured inclusive of revisionary and terminal bonuses.
- You enjoy a life cover with various optional benefits as you may choose
Why Invest Plan
We all save towards our future and what better way is there than knowing you can access money in installments in the future if need be?
In the case where policy holders aged between 18 and 60 years have been active for over 3 years and are need of a loan, they can obtain it against the policy at 85% of the surrender value. Optional benefits in the case of disability, critical illness, accidents, and funeral expenses are available.
We save for our future, families, dreams or for that rainy day.. Safeguard your child’s future by saving funds with this policy with flexible payment plans over a period of time.
In the event of your unexpected death or disability their future education is guaranteed at whatever stage. The flexibility in the payment plans gives one the opportunity for adjustment in case there are changes in your financial life.
Why Loan Guard
In case of death or permanent disability, it is direct dependents that carry the most grief and adding financial obligations to them would mean more disaster. Why put unnecessary pressure upon your loved ones lives when you’re gone? Instead of leaving them with bills and debts to pay have them in mind and get the CIC Load Guard which will ensure all loan balances are fully paid.
Money Market Fund
The CIC Money Market Fund is a fund that invests in highly liquid near cash interest bearing instruments.
This is a flexible savings plan that allows one to accomplish their financial dreams and desires. Smart Saver policy is a savings cum protection product that provides a defined sum assured at either maturity of the policy or death of the policyholder.
This policy enables planning of finances in a regular manner to avail money in a lump sum in several instalments at selected periods in future.
CIC Academia plan is a combination of insurance protection and savings that allows you to prepare for the cost of your child’s education.
CIC AKIBA SMART serves as an investment and risk protection Plan. This product offers policy holders a life-cover of up to a maximum of KES 200,000 as well as return on the accumulated savings.
HABA HABA NA CIC gives you a great opportunity to save at the convenience of your mobile phone and earn an attractive interest on your savings, build your finances with easy and convenient contributions from as low as Kshs. 600